Investment advisory services offered through Strategic Portfolio Solutions, LLC, a State of Texas-Registered Investment Advisor. Strategic Portfolio Solutions does not provide legal or tax advice. Investment Advisor Representatives of Strategic Portfolio Solutions may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Lake Tower Financial Management. Securities transactions for Strategic Portfolio Solutions clients are placed through TD Ameritrade.

Strategic Portfolio Solutions does not endorse any annuity or insurance products nor does it guarantee their performance. Owners of these products are subject to the terms and conditions of the policies and contracts of the issuing companies. All product guarantees depend on the insurance company’s financial strength and claims-paying ability.

This material has been prepared for informational and educational purposes only and shoud not be considered a solicitation for the purchase or sale of any security. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.

No advice may be rendered by Strategic Portfolio Solutions, LLC unless a client service agreement is in place.